STRUGGLING WITH A DEDUCTIBLE??
Ricks Auto Body Shop understands there are times in life when $500.00 just is not available when unexpected damage happens. […]READ MORE -
Ricks Auto Body Shop understands there are times in life when $500.00 just is not available when unexpected damage happens. Because we don’t have contracts with insurance companies, we have the flexibility to repair vehicles the way the customer wants them done, not the insurance company. We have a policy at our shop where we never compromise safety, but there are cosmetic procedures that don’t need to be repaired to make the vehicle functional and safe. Each vehicle and damage is unique so please contact us so we can discuss your needs. Everything we do here at Ricks helps people using modern day technology and old school service.
Spring is a time for new beginnings and a lot of people start looking for a new vehicle this time of year. It’s important to be an informed consumer & to know how to maximize the money you have to spend.
Consumer Reports (www.consumerreports.org/) says the average life expectancy of a new vehicle is around 8 years or 150,000 miles. Most vehicles start showing rust in critical areas after 10 years. There’s no way to tell how much longer your car will stay trouble-free, but somewhere down the road, even with the best maintenance, a major part is going to fail. “When a vehicle exceeds 200,000 miles you are riding on borrowed time and the car is paying you back,” says John Ibbotson at the Consumer Reports Auto Test Center.
Many of our customers are in the market for vehicles in the $1k to $2k range and it’s not always easy to find dependable, safe vehicles at this price point. So how do you get the most value out of a small budget?
In our experience:
*Look for common and mass produced vehicles. Some foreign vehicles are great when they’re new but costly to repair when things need to be replaced. Search for vehicles that are commonplace because used parts will be easy to find & are a must have to repair your vehicle in the event of an accident.
*Have the vehicle inspected. We do a complimentary inspections on any car or truck. Trusting Carfax is not always wise. Have us check it out and we can let you know if there are common problems with the make and model you’re looking at.
*Expect more maintenance with more miles and budget accordingly. Everything is made to wear out.
*Beware of weekly payments or high interest loans. Some lenders have no integrity and don’t make the details of loans clear to the customer. Be sure to understand the amount that you will pay for the entire loan. We see vehicles with values of less than $3k with the loan amount of $8k plus. These loans are a trap and usually are never designed to be paid off. They know the vehicle will not last for the duration of the term of the loan and they will try to convince you to roll the bad debt into a new loan term, making a bad thing worse.
Search our vehicles sales tab for vehicles you might be interested in. We stand behind our cars. If we don’t have something that fits your needs, please contact us to set up an inspection if you find one somewhere else.
Spring is fast approaching and so is our next youth skills class! To sign up for the class, all you need to do is send an email to Ricksautoby@gmail.com. The email should consist of the youths name, the contact information and a brief explanation on why you would like to join our class. There are no wrong answers! We would love to know what your interest is in auto body business!
1.Who is qualified to repair my vehicle?
There are many technicians qualified in our area. We have training opportunities yearly and take advantage of them. Cosmetic repairs require a shop that focuses on pleasing the customer instead of scoring well with an insurance company. Harder hits that have structural damage do require specific equipment. Make sure to check the online ratings and choose a shop with a great customer experience history.
2.Will my vehicle be the same after an accident?
No. If you use your insurance company, your amount of repair will be recorded to the vin and will be public knowledge forever. Vehicles with accident history are worth less than those without. Some customers are okay with these circumstances and others are not.
3.Do you have to fix your vehicle if it is NOT totalled?
No. The insurance company will write the visual damage and it is your choice regarding repairs. Depending on how new the vehicle is and how many miles on it will determine the value. If your vehicle has a loan, you must buy out the loan to release the lean on the title in order to sell it. We see newer vehicles with loans which have equity pressure forcing customers to go with repairing the vehicle. Some customers opt to take the money instead of repairing. Again, the decision is the owner of the vehicle on where, who, and if the repairs are done.
4. What happens when my car is totalled?
The insurance company will determine the value of your vehicle. We typically see values in the retail range based on our area and the miles used. Once a value is agreed on, then you choose whether to take the full amount of the offer or to negotiate a buy back amount for your car. Example: Your truck is totaled and the insurance company values it at 10000. You can receive the full amount and give the insurance company the truck or ask them how much out of the 10k they will deduct if you retain it. If they value the wrecked truck at 1000, then you could get a check for 8k and retain possession. Depending on how new the truck is will establish if the vehicle stays a clean title or gets branded a salvage title.
WE HERE AT RICKS OUR EXTREMELY PLEASED TO BE ABLE TO OFFER THESE CLASSES TO THE YOUTH OF OUR COMMUNITY. ONLY A FEW SPOTS REMAIN SO PLEASE RESERVE YOUR SPOT NOW.
I’m sure we all have a Dad or that one Uncle that we trust to go with us to check out a used car we we want to purchase. Well, if it just so happens they can’t make the trip with you, we put together a list of simple, but very important questions to ask the seller that may make the difference between getting a jewel or a lemon.
* Has the vehicle been in an accident?
* When was the last oil change?
* When was the last wheel alignment?
* Did the alignment show any suspension wear?
* Are there detailed maintenance records?
Some things that you will need to look at while checking the vehicle over and during the test drive.
* Does tire tread look even?
* Is there rust on the inside bottom lip of doors?
* Are there any rattles during the test drive?
* Does the vehicle pull to either side while test driving?
* Are any warning lights lit up on the dash?
Hopefully you take your time and apply these questions and important items to look for. If you need help with an inspection, call and make an appointment for us to look it over.